French fintech Pennylane raises $200M+ with a $4B valuation (TWIF 1/31)

Pennylane raised €175 million (~$208 million) in series E to accelerate its R&D efforts and expand its accounting and financial management platform for SMEs across Europe, with a valuation at $4.25 billion. 

Credit Key raised $90 million in growth capital, along with a strategic partnership from Barings, to expand its B2B payments and financing platform. 

Superstate raised $82.5 million in series B to expand its tokenization platform that moves traditional assets onto blockchain networks.  

Mesh raised $75 million in series C at a $1 billion valuation to build a universal crypto payments network and expand into Latin America, Asia and Europe.

Rogo raised $75 million in series C led by Sequoia Capital to scale its AI system for financial workflows and to expand deployment across large firms globally.

Pomelo raised $55 million in series C to grow its payments infrastructure that enables embedded finance firms and other fintechs to launch their own card and virtual account programs. 

Lunar raised €46 million (~$55 million) to scale business banking, develop lending products and expand into Norway and Finland.

Juspay raised $50 million in series D at a $1.2 billion valuation to expand its payment infrastructure platform globally, becoming India's first unicorn of 2026.

Zocks raised $45 million in series B co-led by Lightspeed Venture Partners and QED Investors to accelerate its AI-powered automation platform for financial advisors. 

ZBD raised $40 million in series C to power real-money rewards on the Bitcoin Lightning Network and scale globally compliant payments infrastructure.

Easy Home Finance raised $30 million in series C to expand its app-based lending platform across India.

Armilla AI raised $25 million to expand its AI liability insurance and risk management platform.

NowPay raised $20 million to launch NowAccess, a joint venture expanding its payroll administration platform across Saudi Arabia, with Tas'heel holding 75% and NowPay retaining 25%.

Gridline raised $18.5 million in series A to power private market investing for the wealth management advisory firms. 

Tenbin Labs raised $7 million in seed funding to transform on-chain capital markets through its asset tokenization protocol for commodities and currencies.

Bleap, founded by ex-Revolut staffers, raised $6 million for a self-custodial money app offering users full control over their digital assets. 

OneDosh raised $3 million in pre-seed funding to build stablecoin payment rails in the U.S. and Nigeria.

WealthAi raised $1 million in pre-seed funding to develop its AI-powered wealth management platform for family offices, private banks, and wealth managers. 

Salary Finance secured a £460 million (~$633 million) debt facility from JPMorgan and Blue Owl Capital to accelerate the scale of its workplace loan and advance products among UK employers. 

LendInvest secured £250 million (~$315 million) in loans from Castlelake to expand its ability to offer larger, more flexible loans to property investors and developers.

Sokin secured $100 million in long-term debt facility to drive global expansion of its payments platform across North America, Asia, the Middle East and South America. 

Float secured $100 million CAD (~$74 million) in debt facilities from Silicon Valley Bank and an unnamed Canadian bank to expand its business finance platform. 

UangCermat raised $6.4 million in series A, plus a $20 million structured credit facility to scale its Indonesian “phygital” lending platform, combining digital workflows with offline distribution.